Short-Term Vacation Rental Insurance in California

Short Term Vacation Rental Insurance is a specialized insurance policy designed to provide coverage for property owners who rent out their homes or vacation properties on a short-term basis, typically for a few days or weeks at a time.

Coverages Offered Under Short-Term Vacation Rental Insurance

Depending on the specific policy, the coverage may include:

• Property damage: Covers damages to your rental property caused by guests, such as broken furniture or appliances.
• Liability coverage: Protects you from lawsuits if a guest is injured on your property or if you damage someone else's property.
• Theft or vandalism: Covers theft of property or damage to your rental caused by guests.
• Business interruption: Provides coverage if you are unable to rent out your property due to covered damages, such as a fire or flood.
• Medical payments: Pays for medical expenses if a guest is injured on your property, regardless of who is at fault.
• Lost rental income: Provides coverage if your rental property becomes uninhabitable due to a covered loss, such as a fire or natural disaster, and you lose rental income as a result.
• Emergency assistance: Provides coverage for emergency services such as plumbing or electrical repairs, or locksmith services for lost keys.