Provides coverage for damage to your building, equipment, furniture, and inventory due to covered perils, such as fire, theft, vandalism, and natural disasters. This is a fundamental part of commercial property insurance and is especially important for businesses seeking commercial property insurance California.

Provides coverage for lost income and ongoing expenses if your business is forced to temporarily shut down due to a covered peril, such as a fire or natural disaster. This coverage is commonly included in commercial property insurance policies.

Provides coverage for third-party claims of bodily injury or property damage caused by your business operations or products. While not exclusive to commercial property insurance, it is often bundled with broader commercial policies in California.

Provides coverage for the cost of repairs or replacement of equipment due to a mechanical or electrical breakdown. This is an important optional add-on to commercial property insurance California policies.

Provides coverage for damage to outdoor signs due to a covered peril. Many commercial property insurance policies include this coverage to protect physical business signage.

Provides coverage for losses due to employee theft, forgery, or fraudulent activity. This type of coverage is frequently included as part of comprehensive commercial property insurance packages.