Commercial Property Insurance in California
Cover your commercial property and its belongings with
comprehensive coverage at Number 1 Insurance.
Commercial property insurance, your commercial property insurance is one of your most significant assets. Whether you own or lease your commercial property, it’s essential to protect it from unforeseen events such as fire, theft, or natural disasters. That’s where commercial property insurance comes in. At Number 1 Insurance Agency, we understand the unique risks faced by California businesses and offer comprehensive commercial property insurance policies to meet your specific needs.

What Does Commercial Property Insurance Cover?
- Property damage:
Provides coverage for damage to your building, equipment, furniture, and inventory due to covered perils, such as fire, theft, vandalism, and natural disasters. This is a fundamental part of commercial property insurance and is especially important for businesses seeking commercial property insurance California.
- Business interruption:
Provides coverage for lost income and ongoing expenses if your business is forced to temporarily shut down due to a covered peril, such as a fire or natural disaster. This coverage is commonly included in commercial property insurance policies.
- Liability claims:
Provides coverage for third-party claims of bodily injury or property damage caused by your business operations or products. While not exclusive to commercial property insurance, it is often bundled with broader commercial policies in California.
- Equipment breakdown:
Provides coverage for the cost of repairs or replacement of equipment due to a mechanical or electrical breakdown. This is an important optional add-on to commercial property insurance California policies.
- Outdoor signs:
Provides coverage for damage to outdoor signs due to a covered peril. Many commercial property insurance policies include this coverage to protect physical business signage.
- Crime:
Provides coverage for losses due to employee theft, forgery, or fraudulent activity. This type of coverage is frequently included as part of comprehensive commercial property insurance packages.
Cover Your Commercial Property with Number 1 Insurance
At Number 1 Insurance Agency, we understand the importance of protecting your commercial property from unforeseen events. Our team of experienced professionals will work with you to assess your risks and find the right coverage to protect your commercial property. Contact us today to learn more about our commercial property insurance policies and how we can help you protect your business.