Earthquake Insurance in California

Cover your personal belongings against earthquake damages with Number 1 Insurance.

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Earthquakes are a common occurrence in California and can cause significant damage to homes and businesses. As a result, it is essential to consider earthquake insurance to protect your property from the financial impact of such disasters. At Number 1 Insurance Agency, we understand the unique risks faced by Californians and offer comprehensive earthquake insurance policies to meet your specific needs.

Earthquake Insurance Cover

What Does Earthquake Insurance Cover?

Earthquake insurance policies generally cover the following:

  • Property damage: Covers the repair or replacement costs of your property and belongings that are damaged or destroyed by an earthquake.
  • Additional living expenses: Pays for the cost of temporary housing and other living expenses if your home is uninhabitable after an earthquake.
  • Loss of use: Provides coverage for lost rental income if you are unable to rent out your property due to earthquake damage.
  • Personal property: Covers the cost of replacing your personal belongings, such as furniture, appliances, and clothing, damaged or destroyed by an earthquake.

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What Earthquake Insurance Does Not Cover?

It is essential to understand what is not covered by earthquake insurance to make an informed decision about your coverage needs. Here are some common exclusions:

  • Floods: Earthquake insurance policies do not cover flood damage. For this, you will need to purchase a separate flood insurance policy.
  • Maintenance issues: Earthquake insurance policies do not cover damages resulting from lack of maintenance, wear, and tear, or other similar issues.
  • Landscaping and outdoor property: Damage to outdoor property, including landscaping, pools, and fences, is typically not covered under earthquake insurance policies.

Protect Yourself from the Financial Burden of Earthquake Damages Today

At Number 1 Insurance Agency, we are committed to providing our clients with reliable and comprehensive earthquake insurance policies tailored to their specific needs. Our team of experienced professionals will work with you to assess your risks and find the right coverage to protect your property from the financial impact of an earthquake.

Request your Insurance Quote Today Our Agency offers Insurance from many of the Nation's Top Insurance Carriers.

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