ATV Insurance in California

Cover Your all-terrain vehicles against all the risks with
Number 1 Insurance.

ATVs offer endless off-road adventure and recreation—but they also come with risks. That’s why protecting your investment with the right ATV insurance is essential. At Number 1 Insurance, we shop multiple top insurers to find the ATV insurance policy that fits your needs and budget. Whether you’re riding trails or working on rugged terrain, we’ve got you covered.

What Does ATV Insurance Cover in California?

Best ATV Insurance

Here are specialized coverage options from Number 1 Insurance, including:

  • Liability coverage for ATV insurance helps protect you financially in case you are found liable for injuring someone or damaging someone’s property while operating your ATV. This ATV insurance coverage can help pay for the other party’s medical expenses or property damage up to the policy limits.

  • Collision coverage is an ATV insurance option that helps pay for repairs or replacement if your ATV is damaged due to a collision with another object or vehicle. This coverage can also include protection for damage caused by hitting an animal, making it a key part of the best ATV insurance packages.
  • Comprehensive coverage is another ATV insurance option that provides protection from damage to your ATV due to non-collision events such as theft, fire, vandalism, or natural disasters like storms or floods. It’s an essential part of the best ATV insurance plans for complete peace of mind.

  • Uninsured motorist coverage helps protect you financially in case you are injured or your property is damaged in an accident caused by an uninsured or hit-and-run driver. This ATV insurance coverage can help pay for medical expenses or property damage up to the policy limits
  • Underinsured motorist coverage is similar to uninsured motorist coverage, but it comes into play when the other driver has insurance but their policy limits are not enough to cover the damages incurred. Including this in your policy can enhance your protection and qualify as part of the best ATV insurance.
  • Property damage coverage for ATV insurance helps pay for any damage you cause to another person’s property while operating your ATV. This coverage can also help pay for legal fees if you are sued for damages.
  • Medical payments coverage is an ATV insurance option that provides coverage for medical expenses incurred by you and your passengers in the event of an accident. This ATV insurance coverage can help pay for medical expenses regardless of who is at fault in the accident, which is a key feature in the best ATV insurance policies.

How Much Does California ATV Insurance Cost?​

The amount actually depends on the type of coverage and the city you are seeking for. However, there are other factors as well that can impact the cost, like your age, driving history, marital status, and the make and model of the vehicle.

Consult Number 1 Insurance today to get the best ATV insurance quotes in California.

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