SR-22 Insurance in California
Cover yourself in case you are convicted of traffic offenses
with Number 1 Insurance.
If you’ve been convicted of certain traffic offenses in California, the state may require you to obtain SR-22 insurance. At Number 1 Insurance, we understand how important it is to have the right coverage. The process can feel stressful or confusing, especially if it’s your first SR-22 filing. Our team guides you through each step and explains everything in simple terms. We help you get back on the road legally without delays. We handle the filing quickly, offer affordable policy options, and provide ongoing support so you can meet state requirements and move forward with confidence.
Who Needs an SR-22?
Anyone convicted of a DUI, reckless driving, driving without insurance, or another serious traffic offense may need an SR-22 certificate. This certificate proves to the state that you carry the required minimum liability insurance. Many people don’t think about this paperwork until the state suddenly asks for it. It can catch you off guard. You may wonder where to file it, how long it takes, or if it will cost more than expected. The SR-22 itself isn’t the hard part—it’s everything around it that feels draining, especially when you’re already dealing with the consequences of the traffic issue.
How Do You Get SR-22 Auto Insurance?
Getting SR-22 auto insurance can feel a bit more complicated than getting a standard policy, but our experienced agents guide you through the process from start to finish. We also work with a variety of insurance providers so we can find the best rates and coverage options that fit your needs. A lot of people feel overwhelmed when they first hear they need an SR-22, and honestly, that’s completely normal. Most drivers don’t expect it, and suddenly they’re dealing with forms, deadlines, and higher rates. That’s why we focus on keeping everything simple. When you talk to us, we walk you through each step in plain language and take our time with you. We make sure you understand what’s required and what your options look like, instead of throwing confusing insurance terms your way. Our goal is to help you get back on the road without feeling lost or pressured. If anything feels unclear, you can just ask — we’re here to make the whole situation easier, not harder.
How Long Does It Take to Get an SR-22?
We can usually get you covered within 24 hours of receiving your application and payment. You’ll need to maintain your SR-22 insurance for a set period, usually three years. Many people don’t realize how fast everything moves once the paperwork goes through. This is often a relief because most folks are stressed by this point. The three-year requirement may seem long, but once your policy is set up and life returns to normal, it’s not as bad as it sounds. The key is keeping up with your payments so the state isn’t flagged again. If you have questions during those three years, give us a call. Most drivers aren’t sure what to do if something changes or they get a new car. We’re here to make the process less confusing and easier to handle so you’re not dealing with it alone.
What Happens If an SR-22 Policy Is Canceled?
If your SR-22 policy is canceled or lapses for any reason, your insurance provider is required to notify the state. This can result in the suspension of your driver’s license and other serious consequences. That’s why it’s important to work with a trusted insurance provider to ensure your coverage stays up-to-date. A lot of people don’t realize how fast things can go wrong if the policy slips even by a few days. It’s not always on purpose either — sometimes someone forgets a payment, or their card changes, and suddenly the state gets that notice. Then you’re dealing with extra fees or trying to get your license back, which is a whole headache on its own. stay in touch with your agent because they can give you a heads up or catch something if it doesn’t look right. It’s nice knowing someone’s watching out for you so you don’t wind up in another mess like this