Commercial Truck Insurance in California

Commercial truck insurance policies typically cover the following:

• Liability coverage: Protects your business from financial losses if you or one of your drivers is at fault in an accident that causes property damage or bodily injury to others.
• Physical damage coverage: This covers the repair or replacement costs of your truck if it is damaged or destroyed in an accident or due to theft, fire, or vandalism.
• Cargo coverage: Protects the cargo being transported by your truck in case of damage or loss due to an accident, theft, or other covered perils.
• Non-trucking liability coverage: Provides coverage when your truck is being driven for non-business purposes, such as personal use by your employees.
• Trailer interchange coverage: Covers the physical damage to a non-owned trailer while it is in your possession under a trailer interchange agreement.
• Uninsured/underinsured motorist coverage: Provides coverage if you or one of your drivers is involved in an accident with an uninsured or underinsured driver.