
Whether you operate a mixed fleet of heavy-duty trucks and commercial vehicles or combine personal vehicle use with commercial trucking operations, comprehensive truck auto insurance provides the integrated protection you need for all unexpected events. At Number 1 Insurance, we understand the unique challenges faced by business owners who rely on diverse vehicle combinations, and we’re here to help you find the right coverage strategy that protects both your trucking operations and commercial auto needs under one unified approach.
Welcome to Number1Ins — Your Trusted Partner in Trucking Insurance
At Number1Ins, we specialize in delivering innovative insurance solutions tailored for the transportation and logistics industry. As a premier wholesale insurance agency, we’re committed to supporting trucking companies, freight brokers, and logistics professionals with coverage that meets their unique operational risks.
Our mission is to provide comprehensive, customized, and cost-effective insurance options — giving you peace of mind on every mile of the journey.
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NEW BUSINESS RATING REQUIREMENTS
- DOT# Helps/Not Required
- 3 year MVR Record Required
- Minimum 1 year
- No Loss Runs Required
- No IFTAs Required
- License/CDL
COVERAGE OFFERINGS
PHYSICAL DAMAGE TRAILER INTERCHANGE GENERAL LIABILITY MOTOR TRUCK CARGONON-TRUCKING LIABILITY ROAD SIDE ASSISTANCE OCCUPATIONAL ACCIDENT DOT AUDIT PROTECTION 3 DAY POLICIES
DRIVER CRITERIA
Driver is aged between 21 and 75 years of age. All drivers over the age of 65 arerequired to have an acceptable annual letter of health from a registered doctor ortheir authorized representative. Drivers aged 21 or 22 will only be accepted with aclean MVR (no “major” or “minor” violations whatsoever).Driver must have a minimum of 1 year commercial truck driving experience; except2 years are required for any driver operating for a new venture, which is a motorcarrier with less than a year of operation authority.Driver must have no more than 4 “minor” violations in the last 3 years, with no morethan 2 in the last year. No more than one “chargeable accident” in the last 3 years.Driver must have no “major” violations in the last 3 years.Driver must havee a current and valid driver’s license applicable in the US, Canada, orMexico (driver must have a federally issues CDL with a valid border crossing visa).Driver must have a commercial driving license endorsed for the equipmentoperated at the timee of loss oro damage.Driver must have no current license suspension.Driver shall not submit an MVR more than 3 months old.
VEHICLE TYPES
TRACTORS
FLATBED TRAILERS
Aircraft parts, building materials, glass, steel, scrap metal, copper, lumber, pipe
DRY VAN TRAILERS
Auto parts, electrical supplies, paint, paper, furniture, grocery/supermarket
REEFER TRAILERS
Fruit/produce, meat/poultry, frozen foods, dairy/milk/cheese
HOPPER BOTTOM TRAILERS
Grain only
MOVING FLOOR/CONVEYOR BELT TRAILERS
Bulk/mulch, cotton
SAND/GRAVEL
AUTO HAULERS (5 YEAR CDL REQUIRED)
INTERMODAL
TANKER TRAILERS
Non-fuel and non-waste liquid bulk material, (including potable and nonpotable water, juice, milk or compressed oil
STRAIGHT TRUCKS
General commodities/food (no moving/storage, no residential deliveries)


SUBMISSION REQUIRMENTS
REQUIREMENTS
- BUSINESS OWNER INFORMATION
- VEHICLE SCHEDULE*
- DRIVER SCHEDULE*
- DRIVER SCHEDULE*
SPECIFICS
- Business owner email address, Date of Birth, Company, FEIN #
- Year, Make, Model, Full VIN and Stated Amount
- Name, DL#, Date of Birth, State Licensed, License Issue Date, and Date of Hire
- Finance contract for Binding
FINANCE COMPANY OPTIONS
- AGILE
- DELTA
- STONEMARK
- ETI
- FIF
- IPFS
AGENCY BILL PLAN OPTIONS
MONTHLY AGENCY STATMENTS
10% TO BIND POLICIES
How Much Does California ATV Insurance Cost?
The amount actually depends on the type of coverage and the city you are seeking for. However, there are other factors as well that can impact the cost, like your age, driving history, marital status, and the make and model of the vehicle.
Consult Number 1 Insurance today to get the best ATV insurance quotes in California.