loader

Commercial Auto Insurance in California

Insure your business vehicles against uncertain risks on road with Number 1 Insurance.

Get a Quote

Whether you own a small fleet of delivery trucks or simply use your personal vehicle for business purposes, commercial auto insurance can provide the protection you need in the event of an accident or other unexpected event. At Number 1 Insurance, we understand the unique risks faced by business owners who rely on vehicles, and we're here to help you find the right coverage to protect your business and its vehicles.

Commercial Auto Insurance Coverages

Commercial Auto Insurance Coverages We offer

  • Liability Coverage: Liability coverage is a foundational coverage that can help protect your business in the event of an accident where you or one of your employees is at fault. It can cover damages and injuries that you are legally responsible for, up to the limits of your policy.
  • Collision Coverage: Collision coverage can help pay for damages to your vehicle if it's involved in an accident, regardless of who is at fault. This coverage can help cover the cost of repairs or replacement of your vehicle.
  • Medical Payments Coverage: Medical payments coverage can help pay for medical expenses incurred by you or your passengers if they are injured in an accident while using a covered vehicle. This coverage can help cover the cost of medical treatment, hospital stays, and other related expenses.
  • Comprehensive Coverage: Comprehensive coverage can help protect your business from non-collision-related risks, such as theft, vandalism, or weather-related damage. This coverage can help pay for repairs or replacement of your vehicle if it's damaged by a covered peril.
  • Uninsured & Underinsured Motorist Insurance: Uninsured or underinsured motorist insurance can help protect your business in the event of an accident where the other driver is at fault but doesn't have enough insurance coverage to pay for damages and injuries. This coverage can help cover the gap between the other driver's insurance and the total cost of damages and injuries.

Who Needs Commercial Auto Insurance in California?

In California, any business that owns or uses vehicles for commercial purposes is required by law to have commercial auto insurance. This includes businesses that use vehicles to transport goods or people, such as delivery companies, contractors, and taxi services. Additionally, any business that employs drivers who use their personal vehicles for work-related purposes may also need to have commercial auto insurance.

Does My Business Need to Have Commercial Auto Insurance?

If your business owns or uses vehicles for commercial purposes, it's likely that you'll need to have commercial auto insurance. This type of insurance is designed to protect your business from financial losses in the event of an accident or other unexpected event involving a covered vehicle. While the specific coverage requirements can vary depending on factors such as the size of your business and the types of vehicles you use, most businesses that rely on vehicles for commercial purposes will need to have some form of commercial auto insurance.

Do I Need Commercial Auto Insurance for My Personal Vehicle?

Do I Need Commercial Auto Insurance for My Personal Vehicle?

If you use your personal vehicle for business purposes, such as making deliveries or transporting clients, you may need to have commercial auto insurance. However, if you only use your personal vehicle for commuting to and from work or for personal errands, your personal auto insurance policy may provide adequate coverage. It's important to review your policy carefully and talk to your insurance agent if you're unsure whether you need commercial auto insurance for your personal vehicle.

Cover Your Fleet of Commercial Vehicles with the Number 1 Insurance

Protecting your fleet of commercial vehicles is essential for keeping your business running smoothly. At Number 1 Insurance, we specialize in providing comprehensive commercial auto insurance coverage to businesses of all sizes. Ensure your business is protected from financial losses in the event of an accident or other unexpected event with us.

Start A Free Quote

Request your Insurance Quote Today Our Agency offers Insurance from many of the Nation's Top Insurance Carriers.

Scroll to top