Longshore workers face extreme job conditions every day. Because of this, the high-pressure atmosphere, along with dangerous environments, turns the work into an incredibly hazardous job. As a result, many workers deal with physical exhaustion and injury, and some even struggle with burnout or post-traumatic stress disorder after long periods on the docks.
Some of the other hazards longshore workers experience include slips, falls, lifting heavy objects, back injuries, amputations, burns, chemical exposure, machinery mishaps involving forklifts and cranes, hearing loss, traumatic brain injuries, as well as death by being crushed or drowned. Because of all these extreme hazards, you want to make sure you and your workers are covered with the right insurance. In addition, you need to have the right worker’s comp in place to protect everyone involved.
If you are a company that works primarily on navigable waters in the United States, then by law you must have Longshore and Harbor Workers Compensation.
This includes work on:
More generally, anyone who works on or near rivers, lakes, oceans, and other waterways, as well as those who load, unload, build, repair, or break maritime vessels, may also qualify for Longshore and Harbor Workers Compensation.
By law, the Longshore and Harbor Workers’ Compensation Act requires companies with longshore employees to carry this type of coverage, so businesses must make sure they remain compliant.
Interested in learning more about this kind of compensation? Or perhaps you are an employer looking to change up your workers’ compensation plan. Either way, Number One Insurance can help, and our team is here to guide you through your options.
We are a premier insurance provider in the Huntington Beach area of California. Over the years, we have worked with many maritime companies in the area to provide the best Longshore and Harbor Workers’ Compensation for the best price. So, give us a call today about your longshore insurance and workers’ comp needs. We’re ready to help.
At Number 1 Insurance Agency, we understand the unique risks and challenges that come with working in the maritime industry. That’s why we offer customized LHWC insurance plans that are tailored to your specific needs and budget. Contact us today to learn more about how we can help protect your employees and your business.
